Have you ever told a friend to go see a movie that you thought was awesome, only to have them tell how much they hated it? Me neither…I am always dead-on right about movies. I mean I can’t believe they didn’t make a Catwoman 2 (admit it…you didn’t know they had
actually made a Catwoman 1 did you? It’s ok…not many people saw it). Seriously though…don’t you feel bad when that happens?

Or maybe it’s a restaurant! Yep…you and your lovely had a wonderful evening out, highlighted by a great meal. So what do you do? You post it on facebook, tell your friends, tell your co-workers, etc… So one of them tells you that they are going to go have the
same wonderful experience you had! Great! Fast forward to that Saturday
night and you get a call from your ‘friend’ who is spending the evening in the
local ER and apparently food poison was on the menu. And they didn’t wave the
check! Ouch! That is not a good feeling either.

As bad as it feels to refer someone who has a less than positive experience…it feels just as GOOD when all goes as planned! We all love running into those folks who say ‘thank you’.

I have been lucky enough to have had a few ‘thank yous’ lately. Not for a restaurant or a movie…but for saving some friends a lot of money.

I recommended several friends and co-workers to Peoples Home Equity to have their mortgage reviewed and eventually refinanced. Guess what? They all have had a great experience.

Two of them converted from a 30-year to a 15-year note and EACH saved over $100,000 on their loans! Wow….that’s a lot of money. You are welcome (I hope this makes up for the ER visit).

I asked them what made it such a good experience and each of them had something different. For one of them it was the fact that PHE closed their loan in 23 days. So they skipped the next months payment and when the next mortgage payment was due it was almost $200 bucks lighter.

Another buddy of mine said he never had to leave his desk until the closing date. He applied on line (free), he and the PHE loan officer communicated via phone-scanner-email – bingo – 25 days later he leaves work an hour early and goes to close his loan.

Another friend (one of those I mentioned earlier who converted to a 15-year loan) said that they are going to use the money they are saving and start a college fund for their 1-year old
daughter.

So guess what…my referrals are now referring others!

Bottom line is this…there is no greater compliment to a business than getting referred by a client. And it  makes you feel good to live up to the hype. There is not a week that goes by that PHE does not have a few folks walk in and say ‘my friend told me I would be crazy if I didn’t talk to you about refinancing my home’. Wow…thank you to all those folks who refer Peoples Home Equity Chattanooga every day.

You should see for yourself if PHE is worth referring to your friends…call them, email them, apply free on line…find out if they can help you. You never know it may be your turn to save money. Call 423-591-9801 or apply on line www.chattmortgage.com or you can look them up and follow them on facebook at Peoples Home Equity Chattanooga.

They are also radio stars! Well…’stars’ may be a strong term…they have a radio show every Monday night on WGOW Talk Radio 102.3fm from 7p-8p. Tune in…at home, in the car, at the gym or on-line. They look forward to talking with you soon.