No one likes getting picked last! No one likes getting over looked or ignored! It’s downright rude! Insulting! It hurts our feelings (OK – we may be a little sensitive)! Well, if you are trying to buy a home in today’s market you may end up getting your feelings hurt! It is a world of options and multiple offers for homeowners!

What does that mean for you – the home buyer? It means a few things:

1. You need to be pre-qualified! No reason even bothering to put in an offer if you have not already gotten this done. Sellers are not going to wait on you to get your prequalification letter.
2. Know what you can and cannot live without! Make a list of what you MUST have and what you would LIKE to have so you can prioritize as you see homes come on the market.
3. Find a trusted REALTOR to work with! The market is changing and moving fast; don’t try to navigate it without an expert. It will cost you time and money – oh…AND joy and peace of mind and happiness and sanity! All pretty important things!
4. Stand out! Yep – in a world of similar offers! Don’t become reduced to a decimal point here or there OR a line item on page 3! Stand out! How? That is the big question!
5. Regarding #4 – Find out more about the PHE multiple offer buster – the PHE Sellers Closing Guarantee! If we can’t close the loan AND it’s our fault…we pay the seller $2,500! That’s right! We are putting our money where our reputation is! Let’s be honest – neither the buyer, the seller NOR PHE wants this offer to be enforced! We ALL want the loan to close! This simply says that YOUR offer will STAND OUT! You will be more than a line item – you can present your offer with the confidence of knowing that it is backed by a guarantee. In other words – YOUR offer will stand out!

Find out more about the Sellers Closing Guarantee (terms and conditions apply) by clicking the link below or calling your loan officer at 423-591-9801!